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SolarCalcNow

Planning with U.S. state data and USD. Translations do not change the market or currency.

Solar cost calculator

Solar Cost Calculator

Estimate home solar cost from your electricity usage, state, panel wattage, and local cost assumptions.

Estimate firstNo email gateSources linked
Go to the calculation

Build a budget from the quote's scope

Separate solar-only dollars per watt from batteries, roof work and other written line items. Editable amounts are examples, not offers.

Build a budget from the quote's scope

Editable example — calculate with your inputs

Solar-only installed price
20,160 USD
Additional scope entered
9,500 USD
Combined upfront budget
29,660 USD

Calculation: Solar-only cost = DC kW × 1,000 × USD/W. Combined upfront budget adds the separately entered scope.

The initial USD/W is the midpoint of the California planning range, based on the linked marketplace snapshot. Additional amounts are author examples. Avoid adding an item twice if it is already in USD/W. Financing, unverified incentives and future costs are excluded.

Check the next part of your estimate

Review one assumption at a time. Each tool explains its inputs and limits; a planning result is not a roof design or installer quote.

Reference inputs for the editable examples: California production model (2026-11-02); cost snapshot and range (2026-10-25). Roof dimensions and additional costs are author examples.

Estimate from electricity use, state data and shade

No email required

Estimate solar cost

Enter monthly kWh or electric bill. The calculator uses state-level assumptions and shows the math behind the result.

Use 12 months of electricity usage

Enter calendar-month kWh from your bills. Zero is valid; a blank month is missing. Applying the year replaces the monthly average for sizing. Inputs stay in this page; the calculation request receives the monthly average only.

Annual usage: — kWh

Monthly average: — kWh

Compare common inputs

Planning for new electric loads?

Add a simple monthly usage placeholder before sizing solar. Replace it with your actual bill or device estimate when you have it.

Need more than a placeholder? Calculate EV charging from annual miles and efficiency, then compare current and future solar size. Plan EV and other future home loads

Your estimate

Example result

You likely need 15-19 panels

Estimated system size: 6.8 kW. This is an estimate, not an installer quote.

Confidence

Medium

Planning estimate only — not an installer quote, engineering design, or tax advice.

Payback uses gross system cost before verified incentives, financing fees, batteries, and roof work.

Estimated system size
6.8 kW
Sized for your target offset and system loss assumption.
Likely panel count
15-19
Centered around 17 panels at 400W equivalent.
Roof space
411 sq ft
Includes a spacing factor, not a final layout plan.
Annual production
10,800 kWh
Modeled first-year output at the selected offset; not a production guarantee.
Gross cost
$13,676 - $20,447
Before verified incentives, financing, or battery costs.
Gross cost per watt
$2.02 - $3.02
Before incentives. Useful for comparing installer quotes.
Annual savings
$2,273
Based on state residential rate and self-consumption assumption.
Payback
6.0 years - 9.0 years
Simple gross-cost payback estimate.

Annual usage: 10,800 kWh

Annual production target: 10,800 kWh

State rate: 29.75 cents/kWh

Export assumption: Partial export credit

Direct solar use: 5,940 kWh

Modeled exports: 4,860 kWh

Panel count view

15-19 panels

Estimate shape

Production, savings, and payback

Annual production target10,800 kWh
Annual savings$2,273
Payback6.0 years - 9.0 years

Privacy note: the printable report link stores estimate inputs in the URL, including ZIP and usage or bill values. Keep it private if those details are sensitive.

Check the next part of your estimate

Review one assumption at a time. Each tool explains its inputs and limits; a planning result is not a roof design or installer quote.

Production and usage by month

Monthly shape comes from the PVWatts AC reference model, scaled to this annual estimate. Losses are already included. This is a seasonal planning illustration, not a roof or ZIP model. Monthly balances do not measure imports, exports or bill credits; those need interval matching and tariff rules.

Consumption repeats the entered monthly average. Enter 12 months above to see seasonal demand.

kWh · California · PVWatts · 2026-11-02
MonthUsageProductionProduction − usage
Jan900575-325
Feb900644-256
Mar900910+10
Apr900996+96
May9001,111+211
Jun9001,142+242
Jul9001,187+287
Aug9001,124+224
Sep9001,031+131
Oct900868-32
Nov900667-233
Dec900545-355
Annual usage10,80010,8000
Download monthly CSVPVWatts data

Local scenarios

Save estimates on this device

Compare a few assumptions without creating an account.

Saved scenarios stay in this browser only and may include ZIP, bill, and usage inputs. SolarCalcNow does not sync them or send those values to analytics.

No saved scenarios yet.

Assumptions behind this estimate
  • California state-level electricity rate and solar production defaults are used.
  • 100% annual energy offset target.
  • 400W solar panels.
  • 14% system loss assumption.
  • Roof area uses about 21 sq ft per panel plus spacing factor.
  • Gross cost range excludes verified incentives, financing, batteries, roof work, and panel upgrades.
  • 55% of annual solar production is modeled as directly used before export.
  • Export value assumption: Partial export credit.
  • Savings are energy-only and exclude fixed charges, minimum bills, demand charges, and time-of-use detail.
  • You provided monthly kWh usage.
  • PVWatts uses a state reference point. ZIP is not geocoded and the roof is unverified. AC yield already includes system losses.

Confidence drivers

  • Overall confidence: Medium.
  • You provided monthly kWh usage.
  • PVWatts uses a state reference point. ZIP is not geocoded and the roof is unverified. AC yield already includes system losses.

Expected production: 10,800 kWh

System loss: 14%

Export value: Partial export credit

Direct solar use: 5,940 kWh

Modeled exports: 4,860 kWh

State production default: 1,595 kWh/kW/year

Evidence behind the estimate

Production evidence: full PVWatts responses were retained for 10 reference points on November 2, 2026. Illinois and Pennsylvania still use the disclosed authored assumptions; the provider quota prevented their verification. Each input retains its own source and review date.

Modeled production

1,595.2 kWh/kW/year

kWh/kW/year

PVWatts V8 typical-weather model at an author-selected reference point in the state: 4 kW DC, roof mount, 20° tilt, 180° azimuth, 14% system losses. Annual AC kWh ÷ 4 gives kWh/kW/year. Losses are already included and are not deducted again. Neither a statewide average nor a ZIP or roof survey. Shade and ±10% production bounds are separate author scenarios.

Data period:
NSRDB TMY · PVWatts V8
Source checked:
Next review due:
2027-02-02
NLR PVWatts V8 · author-selected reference pointDownload values and calculation steps (JSON)

Installed cost scenario

$2.02–$3.02/W

$2.52/W × 0.8…1.2

EnergySage's state marketplace average, table retrieved October 25, 2026; individual quote dates are not supplied. We calculate an author-selected range of average × 0.8 to average × 1.2, rounded to cents/W. This ±20% scenario is not an observed price distribution or confidence interval. Cash solar only, before incentives; compare like-for-like local quotes.

Data period:
EnergySage state marketplace table retrieved October 25, 2026
Source checked:
Next review due:
2026-11-25
EnergySage marketplace + SolarCalcNow cost scenarioDownload values and calculation steps (JSON)

SolarCalcNow provides planning estimates only. Results are not installer quotes, engineering designs, tax advice, financing recommendations, or utility interconnection approval.

Optional next step

Want installer quotes based on this estimate?

Your estimate stays visible. This form is optional and uses explicit consent.

Installer quote matching is not active yet. You can still calculate, save, and print your estimate before contacting installers directly.

Separate state-based example: 900 kWh/month

For a home using 900 kWh per month in California, the default planning estimate is a 6.8 kW system with 15-19 panels at 400 W each, producing about 10,800 kWh per year and needing roughly 411 sq ft of roof. Estimated gross cost is $13,676-$20,447 before incentives, with simple payback of 6.0 years-9.0 years. The estimate uses EIA Electric Power Monthly, Table 5.6.A — August 2026 (updated 2026-10-25) and NLR PVWatts V8 · author-selected reference point (updated 2026-11-02).

SolarCalcNow provides planning estimates only. Results are not installer quotes, engineering designs, tax advice, financing recommendations, or utility interconnection approval.

Worked scenarios, not measured households

Turn price per watt into the solar-only cash price

900 kWh/month · 400 W

Author-created California scenarios using the current source snapshots, low shade and no incentives. Except for the variable shown, inputs stay fixed: 100% annual energy target, 55% direct use and export at 35% of retail. Compare your utility and roof before using the result.

Changed inputCalculated output
$2.02/W$13,676
$2.52/W$17,061
$3.02/W$20,447

Cost scenarios use the state marketplace average ±20%, not a quote distribution. Keep batteries, roof work, financing and incentives on separate lines. Simple payback divides upfront cost by one year's energy savings; it ignores replacement costs, financing and the time value of money.

Calculated baseline

What the calculator returns for 900 kWh/month

Gross cost ranges below use state $/W assumptions and exclude batteries, roof work, financing fees, and unverified incentives.

StateSystemPanelsGross costPayback
California6.8 kW15-19$13,676-$20,4476.0 years-9.0 years
Texas6.6 kW15-19$11,896-$17,8449.8 years-14.7 years
Massachusetts8.3 kW19-23$19,211-$28,8178.2 years-12.4 years

Methodology first

Cost should be shown as a range, not a misleading single price

Read methodology

Solar installation cost is usually estimated with dollars per watt. SolarCalcNow calculates a system size first, then multiplies it by a state-level low/high cost-per-watt range.

The gross cost range excludes batteries, roof work, financing costs, panel upgrades, and unverified incentives. That makes the first estimate more transparent and easier to compare.

Compare planning presets

Same calculator engine with a different starting assumption. Useful before comparing installer quotes.

State calculators

Start with local assumptions

View data sources

FAQ

Common solar calculator questions

Why is this a gross cost estimate?

Incentives, financing, and local pricing can change quickly. The calculator avoids applying unverified incentives by default.

What can make my final cost higher?

Roof complexity, electrical upgrades, battery storage, premium panels, permitting, and installer backlog can increase cost.

Does cost per watt include labor and permitting?

The state cost-per-watt range is meant to reflect typical installed pricing, but local permitting, interconnection fees, and electrical upgrades can still add line items on a quote.

What to do next

After calculating, save the estimate assumptions, check incentive status, and compare installer quotes against the same baseline.