Cash purchase
Start with the gross installed price, then verify every incentive separately. A cash quote is easiest to compare when roof work, electrical upgrades, batteries, and permits are itemized outside the base solar price.
Incentive verification hub
SolarCalcNow shows gross cost first. Incentives are excluded from net-cost math unless each program has a source URL, updated date, active status, eligibility scope, and explicit inclusion in the calculator data model.
Source stack
What we can show safely
We do not silently move expired, unverified, or eligibility-uncertain incentives into net-cost math. See the editorial policy for review rules.
Why some dollar amounts are omitted
A program can be safe to mention when the source, administrator, active status, and review date are visible.
It is only safe to calculate when amount, eligibility, ownership, timing, funding caps, and tax treatment are clear enough for a homeowner planning estimate.
If those fields are incomplete, SolarCalcNow keeps gross cost first and labels the incentive as review-only instead of folding it into payback.
The calculator does not include a federal homeowner solar tax credit by default for new estimates because reviewed IRS source status treats Section 25D as unavailable after the 2025 cutoff.
Not applied to new 2026 homeowner estimates.
Excluded because current source status is expired.
Post-2025 finance safety
SolarCalcNow does not recommend a financing product or decide tax eligibility. Use this section as a neutral checklist before trusting cash, loan, lease, PPA, or net-cost language in an installer proposal.
Start with the gross installed price, then verify every incentive separately. A cash quote is easiest to compare when roof work, electrical upgrades, batteries, and permits are itemized outside the base solar price.
Ask for the cash price and financed price side by side. Dealer fees, APR, term length, lien or UCC terms, and prepayment rules can change whether a low monthly payment is actually cheaper.
Review the escalator, buyout terms, transfer rules, production guarantee, roof-transfer language, and who owns tax credits, rebates, SRECs, or utility program benefits.
Treat net cost as a claim to verify, not the starting price. Every credit, rebate, REC/SREC, utility bonus, or sales-tax/property-tax treatment needs source, date, eligibility, and active-status review.
Time-sensitive status
The Maryland Energy Administration says the FY2026 application portal is closed to new applications while it processes the existing queue.
The one-time program applied only to a narrow set of Maryland Solar Access Program applicants with project, ownership, timing, utility PTO, and tax-return conditions. Review the official page for the complete requirements.
Closed, review-only update. SolarCalcNow does not include it in any net-cost or payback calculation.
SolarCalcNow should not move an incentive or tax claim into net-cost math unless these fields are reviewable.
Ask these questions before treating a monthly payment, net price, or after-incentives number as comparable.
CA
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review CaliforniaTX
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review TexasFL
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review FloridaAZ
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review ArizonaNV
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review NevadaNY
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review New YorkNJ
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review New JerseyMA
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review MassachusettsNC
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review North CarolinaCO
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review ColoradoIL
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review IllinoisPA
State, utility, and local incentives can materially change payback, but they need active-status verification before publication.
Calculator treatment: Excluded until source, status, amount, and eligibility are verified.
Review PennsylvaniaAfter reviewing incentive status, run a gross estimate and compare any installer quote against the same assumptions.