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SolarCalcNow

Utility-aware calculator

Solar Savings by Utility Rate, Export Credit, and Fixed Charges

State averages are useful for a first pass. Utility-aware planning is the next step when time-of-use rates, net billing, low export credits, or fixed monthly charges may change the savings picture.

Retail rateExport creditTOU-ready

Utility-aware estimate

Model retail, export, and fixed charges

Use this when a state-average estimate feels too broad. Enter a utility name if you know it, then adjust retail and export values from your bill or rate plan.

California state average

Utility-aware savings view

Annual energy value

$2,950

Estimated bill after solar

$1,037

Export value

50% of retail

Fixed charges

$180

Solar production target: 10,800 kWh/year. Estimated direct home use: 5,940 kWh. Estimated exports: 4,860 kWh.

Lower export value reduces planning value by about $857 versus full retail credit.

Rate plan is unknown. Verify whether the utility uses flat rates, time-of-use rates, net billing, or another export method.

Export value is materially below retail value, so self-consumption and battery timing may matter more.

Fixed monthly charges can remain even when solar production offsets much of the energy use.

Source evidence

Retail rate

EIA Electric Power Monthly, Table 5.6.A, April 2026 residential price state fallback

Status: official

Last reviewed: 2026-06-25

This is a state-rate fallback; utility-specific rates can differ.

Export value

Unknown / verify with utility planning fallback

Status: requires review

Last reviewed: Model assumption; verify with the utility tariff

Export credits can vary by utility, tariff, time period, and interconnection program.

Fixed monthly charge

$15/month entered by user

Status: user entered

Last reviewed: User entered; verify with the utility bill or tariff

Fixed, minimum-bill, tax, and non-bypassable charges can remain after solar.

Utility tariff replication

California state-average planning scenario

Status: planning only

Last reviewed: Model assumption; verify with the utility tariff

This tool separates retail, export, fixed-charge, and self-consumption assumptions; it does not replicate a full utility tariff.

Assumptions to verify

  • California is used as the fallback state data source.
  • 100% annual solar offset target.
  • 55% of solar production is treated as used directly in the home before export.
  • Fixed monthly charges are treated as a bill floor that solar production may not offset.
  • This MVP simplifies time-of-use and demand charges into retail and export values; it is not a utility bill replica.
  • No utility name was provided, so this should be treated as a state-average planning scenario.

SolarCalcNow provides planning estimates only. Results are not installer quotes, engineering designs, tax advice, financing recommendations, or utility interconnection approval.

When to use this instead of the simple calculator

Use it when your utility pays less for exported solar than you pay for imported electricity.

Use it when a fixed charge or minimum bill means the post-solar bill cannot realistically reach zero.

Use it when time-of-use rates make afternoon and evening energy worth different amounts.

Use it to prepare questions for installers before accepting a payback claim in a proposal.

What to do next

After modeling utility assumptions, compare installer proposals and ask each installer to explain the exact export value and rate plan used in their savings estimate.