Financing quote worksheet
Solar Financing Quote Checklist
Financing changes the headline price. Use this checklist to compare cash, loan, lease, and PPA proposals with gross cost, ownership, escalators, and transfer rules visible before you sign.
Gross price vs net marketing price
- What is the gross cash price before incentives, financing fees, and dealer charges?
- What is the gross price per watt?
- Which incentives are baked into a net price, and what official source proves they apply to you?
- Are tax credit assumptions shown as examples rather than confirmed savings for your tax situation?
Loan, lease, and PPA terms
- Is this cash, loan, lease, or PPA pricing?
- What are APR, term length, dealer fees, prepayment rules, and escalators?
- Who owns the system, production, renewable credits, and incentive eligibility?
- What happens if you sell the home or want to pay off early?
Compare apples to apples
- Do all options include the same system size, equipment, and battery configuration?
- Are maintenance, monitoring, and inverter replacement responsibilities spelled out?
- Does each option show the same production assumption and degradation rate?
- Can you get a cash quote for the same design to compare against financed marketing prices?
Pair with gross-cost planning tools
SolarCalcNow shows gross-cost payback by default. Apply verified incentives and financing math only after you confirm eligibility and read the full contract terms.